Latent Defects Insurance

If your company owns, develops, designs, builds, leases or advises on commercial or residential property then you should be aware of the existence and benefits of latent defects insurance.

Our Role

At Building and Land Guarantees, we specialise in the negotiation and placing of latent defects insurance for both residential and commercial properties. We arrange covers from small retail units up to major office/retail/industrial developments, across the globe. We also provide other Insurance Brokers with Latent Defects Insurance for their clients, allowing us to cover a vast array of projects. We are involved with many of the most influential property developers and owners across the UK, providing specialist advice and quality service.

We have access to specialist insurers with exclusive arrangements for this type of protection. This enables us to negotiate affordable policies on a flexible basis to meet your needs.


We will work in partnership with your company to gain an understanding of your requirements and advise you on the solutions available. By working closely with you we can ensure you get the right cover at the right price.

The Way Forward

The traditional method of dealing with structural and weatherproofing risks is contractual, through collateral warranties.  Latent defects insurance impacts significantly on the scope of such warranties. Once the property has been completed, the liability for building, developing or designing the property does not cease.  Latent defects insurance is designed to transfer the ongoing defect risk to an insurer rather than being retained by the parties involved.

The Benefits to You

Principal benefits of this important cover include:

  • 10 or 12 year guaranteed cover
  • No requirement to prove negligence in order to recover repair costs
  • Unlimited assign ability to future owners
  • Additional security for funders and owners
  • Extensions available to protect contractors and professional teams

Contact one of our team today for a Latent Defects Insurance quotation.

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BLG House,
86A High Street,
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