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Distribution and Logistics Warehouses


Latent Defects Insurance has always been a key part of any development of a distribution warehouse/logistics depot and this is something we specialise in.


An interesting, and of course key, element of the construction of these buildings is the scale. Though the construction methods themselves are generally fairly standard and traditional, the size of the buildings is the real challenge.

Huge open spaces are required to maximise the storage and access capabilities within these properties, with lengthy roofspans and internal supports kept to a minimum. This presents an interesting challenge to project managers and architects, which is now a well tried and tested feature of these buildings which we are familiar with.

Providing ten and twelve year Latent Defects Insurance (also known as Inherent Defects Insurance) forms a key part of any project and gives peace of mind to the future occupiers who do not want lengthy disputes and issues in the event of a defect. They want it remedied quickly and these occupiers tend to be large blue chip household name companies with a very thorough approach to risk management – which specifies this type of insurance be in place.

Funders and Pension Funds

When a bank, company or pension fund invests in a property of this size they are looking to safeguard that investment, hence such a policy is essential as it can react quickly in the event of an insured defect. Far easier to prove damage under a policy than to prove who is negligent and responsible for that damage under a collateral warranty.

Often a condition of lending/funding criteria, we can help you put insurance in place that will satisfy these conditions.

Loss of Income

Importantly, such a policy can also include loss of income due to a defect, providing security for all involved. Business Interruption is something that most companies obtain to cover events such as fire/flood etc, but you should also be looking at having this cover on your Latent Defects policy. We will help with this.

How can we Help?

Complete the Quick Quote Form, or drop us a note or a call. We will be happy to work with you to put the cover in place that you need – this is what we do.

BLG House, 86A High Street Whetstone, Leicestershire, LE8 6LQ

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